Total and Permanent Disability Insurance can help you cope financially when disabled and unable to work again.
TPD pays a lump sum that you can use to:
- Pay for disability-related costs including rehabilitation;
- Pay for changes to your lifestyle. I.e. to refit your home;
- Enable your partner to reduce their working hours to look after you or, alternatively, to get a carer;
- Pay off your mortgage or any other debts you may have; and
- Provide a reserve to use as an income replacement.
